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Mortgage and finance brokers in Sydney

Work with a finance broker who gets you.

A specialist finance broker for borrowers who want a lender, a structure and a strategy that fit the way they earn, invest and grow.

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From first chat to settlement
25+Years of experience
1000+Clients financed
6Specialist lending pathways
Credit Rep 504774 under ACL 389328
Credit Rep 504774Authorised credit representative
ACL 389328Authorised under Australian Credit Licence
MFAA memberIndustry membership
1000+Clients financed
About 3LANE Finance

You're special, so you deserve a specialist.

We're not a generalist mortgage broker. We're a specialist finance broker that serves clients across a diverse range of sectors.

Whether you want to buy property, invest in property, develop property or grow your business, we get you.

Lenders can treat borrowers very differently depending on their financial profile and borrowing scenario. That's why choosing the right lender and the right broker matters.

An experienced, skilled finance broker like 3LANE Finance can understand your finances, needs and goals in a way that most brokers can't.

We'll know which lenders are keen to do business with someone with your profile and present your application in a way that maximises your chances of success.

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Our services.

Residential, commercial, asset, property and SMSF lending support for borrowers who need more than a generic comparison.

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Residential finance icon

Residential Finance

Funding solutions designed to help individuals purchase, refinance or manage residential properties.

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Commercial finance icon

Commercial Finance

Funding solutions designed to help individuals or businesses purchase, refinance or manage commercial assets.

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Asset finance icon

Asset & Equipment Finance

Funding solutions designed to help you acquire the equipment and resources you need to grow your business.

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Property investment icon

Property Investment Finance

Flexible finance solutions designed to support your property investment goals and long-term success.

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Property development icon

Property Development Finance

Bespoke finance solutions tailored to your property development project's scale, complexity and funding profile.

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Self managed super fund finance icon

Self Managed Super Fund

Specialist lending solutions designed to help your self managed super fund buy residential or commercial property.

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3LANE team and clients
Why choose 3LANE

Tailored and specialised finance to meet your unique needs.

At 3LANE, we specialise in all types of finance — from home buyers and property investors to small business owners and property developers. If that's you, we get you.

  • Former commercial & residential bankers with 20+ years finance experience
  • Specialists in complex lending
  • Direct access to major and non-bank lenders
  • Expertise in residential and commercial finance
  • Proven experience with transactions from $500k to $100M+
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A calmer way through finance.

A better lending experience is less about one flashy rate and more about removing surprises before the application reaches a lender.

01

Understand the scenario

We map your goals, income, security, timing and any lender policy pressure points.

02

Shape the strategy

We compare lender appetite, structure, repayments and approval pathways before you apply.

03

Manage the application

We prepare the application, coordinate the lender process and stay close through settlement.

Industries we support.

Lenders treat borrowers differently depending on their profession and profile. We specialise in presenting your scenario in the best possible light.

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Industry

Small Business Owners

Lending for owners whose tax returns don't tell the whole story — from working capital through to buying your premises.

Industry

Self-Employed Professionals

Home and business lending for sole traders and company directors who are penalised by tick-a-box credit policies.

Industry

Consultants & Freelancers

Finance for consultants and freelancers with strong income but short trading histories or lumpy invoicing.

Industry

Professional Services

Tailored lending for accountants, lawyers, engineers, architects and other professional services firms and partners.

Industry

Construction & Trades

Finance built for builders and trades — equipment, vehicles, cash flow and property, structured around progress payments.

Industry

Builders & Contractors

Funding for licensed builders and contractors, from utes and machinery through to your own development projects.

Rated 5 stars by Sydney borrowers.

We're proud of the relationships we build. Here's what clients say about working with the 3LANE Finance team on Google.

Google Reviews
5.0

Based on 60+ reviews

Read our reviews
  • Deonie Mendes

    HIGHLY RECOMMEND! George and Maria were very helpful in getting our home loan approved. Maria also refinanced my previous home loan and got me a better rate. Both George and Maria answered all of our questions, and communicated frequently with updates as we we…

    Read on Google
  • Leo Sprague

    I recently had the pleasure of working with George Louca and his team at 3LANE Finance, and I couldn't be happier with the service I received. From start to finish, the process was seamless. George was incredibly efficient in handling all aspects of the applic…

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  • Spencer Dezart-Smith

    I can't recommend this 3LANE Finance team highly enough. We worked with Maria to make our dream of buying our first home a reality. She was exceptional in her support and customer service. She guided us through every step of the way with such care and compassi…

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  • Peter Pikis

    George and Maria have provided solid ongoing support for our financing arrangements. They have applied their depth of experience and impressive industry connections in coming up with tailored solutions to various challenges. We are very grateful for their guid…

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  • Emma Laureti

    Maria has guided me through the process of restructuring my home loan after the separation of myself and my ex partner. She has gone above and beyond to find the best Mortage solution for me. I could not be happier with the outcome Maria has provided me in suc…

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  • Dr. Furella

    Recently got my loan approved through 3LANE Finance. George Louca and Maria Gatsos were very helpful with good customer service, communication and just making the whole process hassle free. I highly recommend them to anyone who is looking for the perfect broke…

    Read on Google
Calculators

Run the numbers.

Estimate repayments, borrowing power and stamp duty in seconds. Indicative only — your broker will confirm the real figures.

Monthly repayment$4,497
Fortnightly$2,075
Weekly$1,038
Total interest$868,786

Estimates only — not a quote, credit assessment or finance approval. Figures exclude fees and assume principal & interest repayments. Stamp duty uses NSW general rates, which are indexed and may change. Speak to a 3LANE broker for numbers specific to your situation.

Get a tailored assessment

Our amazing team.

Meet the brilliant minds behind 3LANE Finance, from George Louca through to the wider relationship and broking team.

Frequently asked questions.

Quick answers for borrowers comparing finance options and brokers.

Ask a question

3LANE provides financial solutions across six specialist lending pathways: residential, commercial, asset and equipment, property investment, property development and self managed super fund (SMSF) lending.

In most cases, no — our services are typically free to you. The lender pays us a commission when your loan settles. If a particular scenario ever required a fee, we'd explain it and agree it with you in writing first.

Yes. 3LANE works closely with each client to tailor solutions to their circumstances, goals and industry profile.

3LANE works with Tier 1 banks, Tier 2 lenders and specialist funders to match your goals with the right lending policy and structure.

Let's structure your next finance move.

Tell us about your goals and a 3LANE broker will be in touch. Prefer to drop in? Find us in Marrickville.

Send us a message