About 3LANE

Commercial Finance Specialists for Business Owners, Property Investors and Professionals

We're committed to your success. We combine decades of banking and finance experience with a personalised approach to structure lending solutions around your circumstances, objectives and long-term plans.

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1000+Clients financed

Specialist finance expertise, built around you.

3LANE Finance is a Sydney-based finance brokerage specialising in commercial finance, business lending and commercial property finance, supported by expertise in residential lending, asset finance, property development and SMSF lending. Since 2018, we've helped hundreds of clients across NSW identify and secure suitable finance for their circumstances.

We work with business owners, property investors, professionals and individuals across NSW, taking the time to understand your circumstances, objectives and long-term plans before comparing suitable finance solutions across our extensive panel of banks, non-bank lenders and specialist funders.

Choosing the right broker is just as important as choosing the right lender. Our commercial banking experience allows us to structure your application around the credit factors lenders assess, helping you secure a finance solution that's aligned with your goals rather than simply the lowest interest rate.

Our relationship doesn't end at settlement. As your circumstances evolve and new opportunities arise, we continue reviewing your lending strategy and helping you make informed lending decisions.

Why clients choose 3LANE Finance

Commercial lending expertise
We understand business financials, ownership structures, cash flow, security, servicing and the credit policies lenders apply when assessing commercial borrowing.

Broad lender access
We compare suitable lending solutions across an extensive panel of major banks, challenger banks, non-bank lenders and specialist commercial funders.

Strategic finance structuring
Rather than simply finding the lowest interest rate, we structure facilities that support your broader business, investment and long-term financial objectives.

Credit presentation
Years of commercial banking experience means we understand how lenders assess risk and present your application accordingly.

Relationship driven
Our support extends beyond settlement through ongoing reviews, refinancing opportunities and strategic lending advice.

Complex lending specialists
We assist with complex borrowing structures and scenarios that require detailed lender assessment and careful credit presentation.

MPA Top Commercial Broker 2025 certificate awarded to George Louca of 3LANE Finance

Industry recognition

Named one of MPA's Top Commercial Brokers for 2025.

Named one of MPA’s Top Commercial Brokers for 2025

In 2025, Mortgage Professional Australia named our founder and director, George Louca, to its Top Commercial Brokers list. The national ranking recognised 35 brokers based on total commercial loan volume settled during FY24. Every broker included in the ranking settled more than $100 million in commercial loans.

That recognition reflects our experience in arranging specialist commercial finance for medical professionals, childcare operators, professional services firms, property investors and small business owners.

George Louca spent almost two decades with ANZ before establishing 3LANE Finance in 2018. Today he specialises in commercial property finance, business lending, cash flow lending and complex lending structures, helping business owners and investors secure strategic funding solutions.

He founded 3LANE Finance to give clients something the banking system couldn't: strategic, relationship-driven advice built around their specific goals, not just their next transaction. That founding principle still shapes how the team works with clients today.

Meet George Louca